When you ask most people if a nursing home is in their future, the typical response is no. The truth is most of us do not “plan” on going to a nursing home; it is something that happens out of necessity. That being said, it is best to plan for an unforeseen short term or long term stay in a nursing home. If you don’t take the time to plan ahead now, you may end up in the nursing home that would not be your first choice.
Most nursing homes provide care in one of three categories:
- Short Term: For rehab and recovery in-between your hospital stay and being released home.
- Long Term: If you cannot perform your Activities of Daily Living (ADL’s) independently; or independent living is not longer a viable option.
- End of Life: Hospice care is available in most nursing homes to care for you in your final days.
Nursing homes come in a variety of different price points, quality of care, and programs that support quality of life. Since there are so many factors to take into consideration when considering a nursing home it is wise to consult with a specialist.
First begin by consulting with an attorney that practices Elder Law. You want to learn the terms, qualifications, and eligibility that your insurance and Medicaid have available to you. After you determine these factors you can plan for what kind of care you can afford beyond what your insurance provides.
Once you have a grasp on what your insurance will cover you then want to get referrals and recommendations from medical professionals, family, and friends. Once you have a list of potential nursing homes you can begin your selection to see which home suites you best.
Schedule an appointment with one of our Elder Law specialists today.